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Agency Domain

Transaction Agency

Control how your agent handles purchases, payments, and financial transfers.

The Transaction agency governs how your agent handles purchases, payments, subscriptions, and financial transfers. Because transactions involve real money and are often irreversible, this is the domain where the highest oversight is most commonly recommended.

What Transaction Covers

Transaction actions include making purchases, subscribing to services, processing payments, transferring funds, upgrading plans, buying domain names, and any action that involves spending money or committing to a financial obligation. When your agent purchases a software license or subscribes to a service on your behalf, that is a transaction action.

Oversight Levels

Silent

Your agent makes financial decisions and completes transactions without asking. It purchases what it determines is needed, subscribes to services, and manages spending independently. This is appropriate only in very specific, controlled scenarios, such as when spending is capped by pre-set budgets and the agent is working within a well-defined procurement process.

For example, your agent might automatically renew a domain name that is about to expire, working within a pre-approved budget for infrastructure costs.

Report

Your agent completes transactions and notifies you about what was purchased and how much was spent. You get messages like "I subscribed to the analytics service at $29/month because the current project needs traffic data. Here's the receipt." You can review spending after the fact.

Report can work for small, routine purchases with clear justification, but keep in mind that reversing a transaction is often more difficult than approving one. Refund processes, cancellation periods, and non-refundable charges can make undoing a transaction costly or impossible.

Approval

Your agent proposes transactions and waits for your authorization. You see requests like "The project needs a stock photo subscription. I recommend the $19/month plan. Should I go ahead with the purchase?" Nothing is charged until you approve.

This is the strongly recommended default. Financial transactions are among the most consequential actions your agent can take. Even small purchases add up, and unauthorized spending can create trust issues that are hard to recover from.

When to Use Each Level

Transactions are one of the least reversible domains. While some purchases can be refunded, many cannot, and the process of reversing a financial transaction is always more effortful than preventing an unwanted one. Additionally, financial actions have compliance implications for businesses and can create unexpected obligations like recurring charges.

The clear recommendation for most users is to keep Transaction at Approval. If your agent regularly makes the same type of purchase and you want to reduce friction, consider setting up pre-approved budgets or spending rules rather than lowering the oversight level entirely. Report mode is reasonable for very small, well-bounded purchases. Silent is suitable only with strict budgetary controls in place.